I love my work because I love the people! Since starting in mortgage banking over 30 years ago, I've helped countless people finance their homes and make a better life for themselves and their families. In doing so, I've come to meet literally thousands of folks along the way and have made many new friends who always refer to me as their personal mortgage banker. I've found that taking a fast application is not the key to helping folks finance their home but rather taking the time to understand each customer's unique needs and advise them on the financing options is a much better way to help.
I can assist first time buyers with low down payment programs such as USDA, VA, FHA and 97% Conventional financing plans as well as those customers needing conforming, jumbo or super jumbo loans. Once you decide which program makes the most sense for your situation, I can then promise a fast and easy loan approval made by our staff in our offices and not by outside brokers hundreds of miles away!
If you are building your own custom home and looking for a OneTime Close Construction Permanent Loan look no further as our construction permanent loans are for up to 1 year to build and modify to a 30 year permanent loan. We have several mix and match plans all with one settlement.
Please call me or email me when you are thinking of buying, building or refinancing and find out why my customers refer to me as their personal Mortgage Banker !
Apply with Joe now for a great mortgage experience!