FIXED RATE MORTGAGES :
We offer many fixed rate loan programs with terms to fit your needs and loan amounts up to $1.5 million dollars. Our Fixed Rate programs offer the stablity of constant principle and interest payments, making it easier to manage a family budget. We offer Conventional, FHA, USDA and VA loans. Our knowledgeable Loan Advisors are happy to explain all of the available products and help you choose the one that is best for your needs and qualifications .
ADJUSTABLE RATE MORTGAGES :
Adjustable rate mortgages (ARMs) typically offer a low, initial rate that may change over time. Hybrid ARMs offer a fixed period followed by a yearly adjustment to the interest rate. The hybrid ARM program is a great alternative to the standard fixed rate loan program, offering lower monthly payments during the initial term and is ideal for buyers planning to keep their loan for a shorter period of time.
CONSTRUCTION TO PERMANENT ONE TIME CLOSE MORTGAGES:
At PSB Mortgage, we specialize in the financing of custom homes . We offer several different financing options so our customers can select a custom construction to permanent loan to finance their custom home; and all with one settlement . Our experienced Loan Advisors can explain how the process works and how to finance your new home without stress so you can enjoy the fun things like selecting colors, appliances and options .