The Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act is designed to protect consumers and reduce fraud. This federal regulation requires that all Mortgage Loan Originators (MLO) working for banks and certain other lenders nationwide:
The Mortgage Loan Originator definition covers all bank and lender employees who take applications and offer or negotiate terms of first and subordinate lien mortgages, HELOCs, refinancing or reverse mortgages. Mortgage Loan Officers must provide NMLS numbers:
Learn more about the Mortgage Loan Originator you are working with by visiting:
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