I've been a mortgage banker for over 30 years and have financed over 1/2 a billion dollars for folks buying or refinancing here on Maryland's Eastern Shore and received my bachelor degree from the University of Delaware and my MBA from Salisbury University. I take great pride in helping folks understand how different financing plans work and counseling them on the one that is best suited for each and every customer that I serve. This way I know that I've done the best to help every customer succeed in the homeownership journey and they will hopefully return for their next home purchase or refinance.
I can help first time homebuyers navigate the purchase options with USDA, FHA, VA or 97% conventional loan programs and also help the move up homebuyers with conventional conforming, jumbo or super jumbo plans. I can even show customers how to finance loans up to $560,000 with as little as 3% down without the requirement of being a first time buyer!
If you are building your own home I can show you the many ways to structure the financing of both the construction phase and permanent loan without worry about interest rate movements and multiple closing costs. Our programs make this worry disappear and allows you to think about the fun things like design, options and colors. If you are building and looking for a One Time Close Construction Permanent Loan, please let me help.
Of course all of my loans are processed by our PSB employees and loan decisions are made by our underwriters in our offices and not in some far away place by other loan brokers. When I promise outstanding service, I don't rely on outsiders to deliver!
Please call or email me and let me show you the outstanding service you deserve.
Apply with Terry now for a great mortgage experience!